Managed investing at InsingerGilissen

Managed investment, also known as asset management and discretionary portfolio management (DPM), means that you entrust the day-to-day care of managing your assets to a professional asset manager (portfolio manager). The latter then manages your investments as they see fit, but within the framework of the investment plan drawn up together with you. Part of this is your risk profile and the corresponding allocation of your assets across different asset classes such as shares (equities) and bonds.

With managed investing, clients therefore do not have to give their prior approval for buying or selling investments. If there are new developments, for instance in the stock market or the economy, the asset manager will make the necessary adjustments to the portfolio. However, periodically afterwards - at InsingerGilissen this is at least once a year - the asset manager accounts to the client for the investment policy pursued. At InsingerGilissen, we also check whether the investment returns and risk profile are still in line with you, your preferences and goals. This is also why it is so important that clients inform us immediately if there is a change in their personal situation. 

The biggest advantage of managed investing with InsingerGilissen is that you experience peace of mind and comfort, knowing that your assets are in expert hands and specialists are at work daily to ensure optimal investment results. They also ensure that your investments remain in line with your investment plan and risk profile. It saves you time and effort as you don't have to follow financial news or gather investment research. Also, outsourcing investment management potentially protects ‘self-investors’ from unfavourable investment decisions. Private investors typically tend to take on more risk than necessary, by investing relatively heavily on one stock market, such as the AEX or S&P 500, for example. 

But under-risking also occurs among investors who do it all themselves. The risk of this is that financial goals are not achieved because the returns are too low. This can happen, for instance, if self-investors sell positions during a stock market crash and get back in too late. This is because the best stock market days are the recovery days right after a sharp fall. Those who miss the recovery days miss out on a lot of returns, putting financial goals out of reach.

As a final advantage, we mention the hassle you are spared because you do not have to transmit investment orders and monitor their execution. Your investment manager will execute those transactions for you. However, we do expect you to check that we process withdrawals and deposits correctly and that your details with us are still correct. 

Comparing asset managers is quite difficult in practice, as there are numerous possible differences between providers. For example, those looking to compare investment performance should be alert to the difference in risk taken. After all, return and risk go hand in hand in investing and a relatively risky investment can therefore - especially in the longer term - perform better than a less risky one.

So what comparison sites usually do, is compare the returns of comparable ‘neutral’ or 'balanced' investment portfolios, such as those with 50% equities and 50% bonds (and cash) split. Costs are easier to compare, by assuming equal amounts, say €1,000,000 invested over a year through investment management.  

If you are considering having your assets managed, also make sure you know what you are having your money invested in. Are investments excluded that are related to activities that are harmful to the environment, biodiversity or to the people doing the work (as is often the case in mining)? At InsingerGilissen, all forms of investment take these so-called ESG factors into account before investing in anything. The results of these considerations depend in part on the strategy or investment mandate followed. You can read more about this here. 

Anyone can invest by getting into mutual funds or index trackers (or individual stocks and bonds) themselves. If this is done without advice from a bank or asset manager, it is called ‘execution only’. InsingerGilissen also offers this service. But working with an expert professional (investing with investment advice) or having your investments managed by an asset manager (managed investing or discretionary portfolio management) has advantages. The main advantage is that a professional looks at the stock market less emotionally than a private investor, which leads to more rational decisions and thus, as a rule, to better long-term return opportunities. Professional investment advisers and asset managers also pay attention to the overall risk of an investment portfolio. By regularly checking this against the risk profile established with the investor, the balance between risk and return opportunities can be monitored. Please read more about Discretional Porfolio Management at InsingerGilissen here.

InsingerGilissen is among the top asset managers among private banks in the Netherlands. We are proud of our achievements and recognition, including winning the prestigious Gouden Stier-award  in 2018, 2019, 2020 and 2021. This award underlines our commitment to deliver high-quality services and excellent investment results. 

Sustainability is at the heart of our investment strategies. At InsingerGilissen, we invest in a way that takes environmental, social and governance (‘ESG’) factors into account. This means we carefully select which companies and projects we invest in or support, with the aim of making a positive impact on the world around us. Please see this web page for more details on our sustainability policy. 

Return refers to the profit you earn on your investments over a given period. This can be in the form of capital growth as well as income, such as dividends and interest. At InsingerGilissen, we focus on achieving a balance between risk and return so that your portfolio not only grows but also resists market fluctuations.

Our investment strategies are designed to deliver long-term returns, using in-depth analysis and market insights. We constantly adapt our approach to respond to changing market conditions and achieve your investment goals. More information on our returns can be found at this page.

At InsingerGilissen, we serve clients throughout the Netherlands with managed investment. Our offices are strategically located in Amsterdam, The Hague, Eindhoven, Groningen, Rotterdam and Zwolle. This ensures that you can always find a location near you, no matter where you are in the Netherlands. This nationwide coverage allows us to offer you personalised wealth management solutions tailored to your specific financial needs and goals. Our team of expert advisers is ready to support you. Here you will find: our offices.